How I’m Trying To Get Through University Debt-Free

I was wary about wanting to go to university initially because it can cost so. Much. It doesn’t make a lot of sense to start your adult life in debt or with very little money in general. But, often what you get out of university you can’t get anywhere else. In my case of wanting to be in healthcare, it is hard to get a job where you haven’t been to post-secondary school.

Because of this, I have made it my goal to get through debt-free. This will encourage me to get real-life work experience, allow me to justify school more, begin adult life more financially stable and be able to also afford graduate studies if that’s the path I choose.

How I’m working on getting through school debt free

Currently, I have implemented a few plans.

  • Scholarships – I talked about scholarships in a previous post. I have also read that it’s a good idea to apply for at least 3 a year. So, in future years I will continue to apply for more scholarships.
  • The blog – I have set up ads on the blog which provide a small income. Every little thing helps! And as the blog grows, so does the income.
  • Staying at home – Instead of moving out for school, I will be staying at home. Then I don’t have to buy food, furniture or anything for decorating, or pay rent or extra fees for residence.
  • Choosing a school near home – This way I can bike or take public transportation into school as opposed to getting a car.
  • A cheaper school program – Completely accidental, but I chose one of the cheapest programs that the university offers.
  • Working part-time during school – I work when school is out to make more money to pay for school and save for the future.
  • More work experience – In the school program there are terms special for just working and getting experience. This will help in the future for getting a better job as well as bring in extra income.

 

Saving money is definitely key and lots of opportunities for a little income all add up.

 

P.S. It’s Peri

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Hygge To Help Anxiety

Hygge has been everywhere lately and I’m all for this trend! Wikipedia defines it as ” the Danish word for a mood of coziness and comfortable conviviality with feelings of wellness and contentment. Hygge refers to “a form of everyday togetherness”, “a pleasant and highly valued everyday experience of safety, equality, personal wholeness and a spontaneous social flow”” I think of it as the feeling of walking into your cozy home after being out in the dark and cold winter. Pretty much like a nice warm hug but all the time.

Why hygge?

Denmark is often named one of the happiest places on Earth and this definitely helps them get that title. I saw a TED talks ( this one! ) a little while ago about how humans need traditions to feel less alone and just to improve the overall quality of life. Since then I’ve been a little fascinated with the small everyday traditions and how they help make good days. Between hygge emphasizing everyday transitions and the overall beauty and coziness of hygge, it’s an awesome idea to embrace. It creates a more calm and welcoming living space and lifestyle which helps with anxiety and making your home ( or room! ) a calming sanctuary.

Some ways to incorporate hygge into life

Cold weather

  • Warm drinks. I especially like spiced teas such as chai, apple cinnamon, ginger and liquorice, etc.
  • Fairy lights and candles! Having a bright home keeps away winter blues. Also, keeping curtains and blinds open to let in the sunshine.
  • Fire in fireplace or pit outside. Bonus points if you roast marshmallows!
  • Fluffy socks, cozy blankets, fluffy pillows, rugs to add more warmth.
  • Soups, stews or any warm comfort food.
  • Take a little tea or coffee break during the day and really savour it.

Warm weather

  • Freeze fruit into ice cubes to add flavour to your water.
  • Iced tea and coffee.
  • Walks in nature and taking everything in.
  • Bright and cool living spaces.
  • Having windows open to get lots of fresh air.
  • Eating outside.

How I’ve been trying to embrace hygge

Fairy lights

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Fairy lights, lots of cozy blankets and pillows, coordinating happy cat. A cat is not required, he is just a model and loves the camera.

My favourite part has been adding fairy lights everywhere I can. Luckily, we had a large collection of lights from past Christmases, I would try to get them right after Christmas because that’s when they are cheapest and easiest to find.

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Fairy lights outside. In the summer, having a fire is a good way to get outside and enjoy the warmth. 

Tea time

Every day around 2:30-3:00pm my family tries to have a cup of tea together. It’s a nice way to have a break and a good time to have cookies!

Weekend playlist

Playing weekend music differentiates the days. Usually, I play old music or jazz to give a coffee shop feel.

Being grateful

I think being grateful and appreciating the coziness in things is a huge part of hygge and adds to the feeling of comfort. I make lists of all the little things I’m thankful for and try to appreciate things in the moment.

How do you feel about the hygge trend?

P.S. It’s Peri

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