How I’m Trying To Get Through University Debt-Free

I was wary about wanting to go to university initially because it can cost so. Much. It doesn’t make a lot of sense to start your adult life in debt or with very little money in general. But, often what you get out of university you can’t get anywhere else. In my case of wanting to be in healthcare, it is hard to get a job where you haven’t been to post-secondary school.

Because of this, I have made it my goal to get through debt-free. This will encourage me to get real-life work experience, allow me to justify school more, begin adult life more financially stable and be able to also afford graduate studies if that’s the path I choose.

How I’m working on getting through school debt free

Currently, I have implemented a few plans.

  • Scholarships – I talked about scholarships in a previous post. I have also read that it’s a good idea to apply for at least 3 a year. So, in future years I will continue to apply for more scholarships.
  • The blog – I have set up ads on the blog which provide a small income. Every little thing helps! And as the blog grows, so does the income.
  • Staying at home – Instead of moving out for school, I will be staying at home. Then I don’t have to buy food, furniture or anything for decorating, or pay rent or extra fees for residence.
  • Choosing a school near home – This way I can bike or take public transportation into school as opposed to getting a car.
  • A cheaper school program – Completely accidental, but I chose one of the cheapest programs that the university offers.
  • Working part-time during school – I work when school is out to make more money to pay for school and save for the future.
  • More work experience – In the school program there are terms special for just working and getting experience. This will help in the future for getting a better job as well as bring in extra income.

 

Saving money is definitely key and lots of opportunities for a little income all add up.

 

P.S. It’s Peri

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School Mistakes Were Made

My school of choice starts admissions in May (fingers crossed for acceptance!!) so in mid-March, just before spring break, I emailed the admissions office to double check that everything was OK for applying. I highly recommend doing this, especially if you’re homeschooled, to ensure you have everything you need for the application process. Admissions wrote back and said that I would need to take the required courses for Kinesiology through an Ontario high school in order to be considered for admissions. In retrospect, this makes complete sense and they had said that in the requirements, but I assumed that it was just the school saying it was easier for them if you go to public school for grade 12. They want everyone to be evaluated as fairly as possible, so having homeschool applicants take at least the required courses through a public school takes everyone to a level playing field.

In order to be considered for Fall 2018, I had to submit progress grades within 2 weeks (hence the short hiatus) of having emailed the school. This meant that taking these required courses at a public school was not an option for the time crunch. So, I enrolled in an online public school that allows students to work at their own pace. In future posts, I will talk more about the experience of switching to an online public school. Progress grades were submitted within the short time limits and currently, I’m working on fully finishing the courses!

Some points if I were to do this again/tips

  • Email admissions early! About as soon as you apply, that way you have plenty of time to do whatever else may be required.
  • They only required 4 courses in the final year to be taken with a public school, so you do not need a whole year’s course load at a public school. Other schools may be different, though. I only double checked with my #1 school choice.
  • It was actually a benefit having a time crunch because it forced me to get lots of schoolwork done. Good motivation.
  • The first term of grade 12 can be homeschool courses (I would take things relating to the required public school courses because there would be less pressure initially and more time to fully learn concepts) and the second term can be public school courses.
  • Even though it’s been stressful, overall it’s not too bad. The more I work for this the better it will feel once it’s over and hopefully once they accept.

 

 

P.S. It’s Peri

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