How I’m Trying To Get Through University Debt-Free

I was wary about wanting to go to university initially because it can cost so. Much. It doesn’t make a lot of sense to start your adult life in debt or with very little money in general. But, often what you get out of university you can’t get anywhere else. In my case of wanting to be in healthcare, it is hard to get a job where you haven’t been to post-secondary school.

Because of this, I have made it my goal to get through debt-free. This will encourage me to get real-life work experience, allow me to justify school more, begin adult life more financially stable and be able to also afford graduate studies if that’s the path I choose.

How I’m working on getting through school debt free

Currently, I have implemented a few plans.

  • Scholarships – I talked about scholarships in a previous post. I have also read that it’s a good idea to apply for at least 3 a year. So, in future years I will continue to apply for more scholarships.
  • The blog – I have set up ads on the blog which provide a small income. Every little thing helps! And as the blog grows, so does the income.
  • Staying at home – Instead of moving out for school, I will be staying at home. Then I don’t have to buy food, furniture or anything for decorating, or pay rent or extra fees for residence.
  • Choosing a school near home – This way I can bike or take public transportation into school as opposed to getting a car.
  • A cheaper school program – Completely accidental, but I chose one of the cheapest programs that the university offers.
  • Working part-time during school – I work when school is out to make more money to pay for school and save for the future.
  • More work experience – In the school program there are terms special for just working and getting experience. This will help in the future for getting a better job as well as bring in extra income.

 

Saving money is definitely key and lots of opportunities for a little income all add up.

 

P.S. It’s Peri

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Seeking Style 4 – Where To Shop, Why Shop Online + Series Is Back!

A little while ago I started the series Seeking Style about finding your own personal style and basically how I shop for my clothes because it has become a process. The last post in the series was March ( whoops! ) so now I’m bringing it back with more tips! You can check out Seeking Style 1, 2 and 3 here!

 

Narrow stores down

There are so many clothing stores, so I find it best to narrow down where you will shop to just a few stores so it doesn’t become overwhelming. Figure out if you’re looking for high quality ( more expensive ) or lower quality ( cheap! ) clothing. It’s good to buy high quality for classic pieces you know you’ll wear for awhile and not get bored of or pieces that won’t go out of style, then trendy things can be fun and don’t need to be the highest quality. I get bored of my clothes pretty easily so I tend to buy things that may not be the highest quality but I get enough enjoyment out of them before they wear out.

 

Shop online for better deals

There are lots of benefits to shopping online, a big one is you can get much better deals! Before shopping online sometimes it’s good to go in person to stores, figure out what sizes work well for you, what stores you’re going to shop at, basically just stake out the place to figure out what you’re going to buy, then find things online that you wish to purchase. Stores will often give you a discount for signing up for their email list, don’t sign up unless you’re going to be buying things soon because the discounts expire! I have several emails and will sometimes sign up again with another email address, that’s probably not really allowed but I need the discounts. You can watch the stores website for sales and combine it with the email discount, too. There are often coupon codes to add to the deals which you can’t get in person. I also like getting packages in the mail and the anticipation for things to arrive. Overall, I just prefer shopping online for clothing.

 

Do you prefer shopping online or in person for clothes?

 

 

Seeking Style 1- Stalking, 2- Uniform, 3- Closet Clearing

P.S It’s Peri

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