How I’m Trying To Get Through University Debt-Free

I was wary about wanting to go to university initially because it can cost so. Much. It doesn’t make a lot of sense to start your adult life in debt or with very little money in general. But, often what you get out of university you can’t get anywhere else. In my case of wanting to be in healthcare, it is hard to get a job where you haven’t been to post-secondary school.

Because of this, I have made it my goal to get through debt-free. This will encourage me to get real-life work experience, allow me to justify school more, begin adult life more financially stable and be able to also afford graduate studies if that’s the path I choose.

How I’m working on getting through school debt free

Currently, I have implemented a few plans.

  • Scholarships – I talked about scholarships in a previous post. I have also read that it’s a good idea to apply for at least 3 a year. So, in future years I will continue to apply for more scholarships.
  • The blog – I have set up ads on the blog which provide a small income. Every little thing helps! And as the blog grows, so does the income.
  • Staying at home – Instead of moving out for school, I will be staying at home. Then I don’t have to buy food, furniture or anything for decorating, or pay rent or extra fees for residence.
  • Choosing a school near home – This way I can bike or take public transportation into school as opposed to getting a car.
  • A cheaper school program – Completely accidental, but I chose one of the cheapest programs that the university offers.
  • Working part-time during school – I work when school is out to make more money to pay for school and save for the future.
  • More work experience – In the school program there are terms special for just working and getting experience. This will help in the future for getting a better job as well as bring in extra income.

 

Saving money is definitely key and lots of opportunities for a little income all add up.

 

P.S. It’s Peri

Bloglovin | Newsletter |  Pinterest | Instagram | Twitter

Seeking Style 3 – Closet Clearing 

Seeking Style 1 and Seeking Style 2 were about picking out what kind of clothes to purchase. Now it’s closet overhaul time!

 

Closet clearing

With resetting your style, a lot of old clothes might not fit your style anymore, and with new clothes coming in it’s a good idea to go through what you have and figure out what to keep.

 

The rules

If it doesn’t fit into these “rules” it doesn’t need to belong to you.

  1. Does it make you feel good about yourself?
  2. Is it comfy?
  3. Have you worn it within the last few months? This doesn’t work well if it’s for a different season or a special occasion.
  4. If it’s for another season, do you wear it often in that season?
  5. Does it fit with your personal uniform?
  6. Do you love it?

 

Giving away

For all of the things that don’t fit with your new style, you don’t love, or you don’t feel good in, it’s best to give away to clear room for the new clothing that would make you feel better and that can be used more efficiently. I wouldn’t give everything away before you get new clothes, though. I did that, by accident, and ended up only having just enough clothes to get me through to laundry day, so don’t give everything away right away!

 

 

That’s it for Closet Clearing! If you don’t love it, you don’t need it. Be sure to check out Seeking Style 1 and 2!

 

P.S It’s Peri

Email List | Pinterest | Instagram | Twitter

The S Word – Socializing ( #homeschoolproblems )

Every homeschooler has probably been asked at one point “But how do you make friends?” or had relatives ask about how you’re getting “socialized”. It makes me think of when my family had just gotten our dog and we were doing training at PetSmart and they said to make sure the dog was socialized so he wouldn’t be afraid of other dogs.

 

History of my socializing?

I’m not going to lie, I haven’t done the best with socializing. That just made it sound like I have never seen people, or I’m a hermit, but no, here’s the story:

My first friends were probably my neighbours when I was really little then at some point really early on we joined the local homeschool group and were quite active in there, plus when you’re little you kind of have to go with your parents everywhere so I was really comfortable with talking to adults. I was always called shy, though, probably because I wasn’t that crazy of a little kid and would just stand by and join in the conversation with my parents and other adults when it seemed fit. We lived near a park so I would make friends with kids who regularly visited the park, I took lots of different lessons, there wasn’t a lack of socialization at all! When I was 8 we moved into a typical suburban neighbourhood with the hopes of more kids my age around. It took awhile, but eventually, I met other kids in the neighbourhood ( and I’m still good friends with some today! ) and we had a pack of lots of kids that would roam the neighbourhood. Plus on top the neighbourhood pack, I still had Taekwondo, homeschool group, and other classes.

When I was 11 we moved to Louisville, Kentucky. It was a huge change, and I had to leave all my friends from Canada. At that point, I think the stress from moving had kinda gotten to me and I was actually a little relieved to be left alone for awhile. Looking back that would have probably been a time when I needed to have friends most, but live and learn! I really didn’t feel like I needed them, though, so it didn’t bother me then. I made a few online friends from games I would play, and I would try to Skype my friends back in Canada at least once a week, plus we were exploring the new city so I wasn’t sheltered or alone. We tried to get into the homeschool group there a bit, and I took a couple classes and met some people there but didn’t really become friends. We moved into a neighbourhood in Kentucky and my brother made good friends with the neighbour boy which was good because I didn’t always have to join in the games but could when I wanted to.

After 2 years of being in Kentucky, we moved back to where we originally came from in Canada and I got to see a few of my old friends again. A lot of the homeschoolers had gone off to high school or went the next year, so I didn’t really see a lot of them again. This is where things kind of went the wayside. Being back in the same city and older so I didn’t have to go with my parents everywhere, I started staying home more and was less motivated to actually meet friends. A little while after moving back, though, I joined a  dance class and did some things in the homeschool group. I honestly don’t remember 2014 for some reason, but I still didn’t get out too much and made a few new online friends again. 2015 was pretty much the same, and so was 2016. I didn’t really realize how much work one has to put into making friends especially if you’re homeschooled and have to try to get out more. I’m naturally a pretty friendly person, though, so that isn’t an issue. I’ve figured out several ways to get out and make friends and this year I got this!

 

Some tips

It has been a bit of a struggle, and something that I wish I had realized doesn’t magically happen and takes work and is important, but now I’ve figured it out and can work on it!
If you are homeschooling or going to start and this is a concern my advice would be to figure out how much socialization you need, are you an introvert or extrovert? Then work with that and try to plan things out of the house, take opportunities to do things. If you feel like you’re being deprived of social interaction then just do even the smallest thing to get out or talk to people, even if it’s through social media or on the phone. Like I said before, it doesn’t just magically happen, you have to go out and be friendly yourself. And if you’re a homeschool parent, don’t forget it’s important for you to get out, too and talk to people if you can! I know it’s wayyyy easier said than done but with some effort, it starts to become easier.

 

P.S. It’s Peri