How I’m Trying To Get Through University Debt-Free

I was wary about wanting to go to university initially because it can cost so. Much. It doesn’t make a lot of sense to start your adult life in debt or with very little money in general. But, often what you get out of university you can’t get anywhere else. In my case of wanting to be in healthcare, it is hard to get a job where you haven’t been to post-secondary school.

Because of this, I have made it my goal to get through debt-free. This will encourage me to get real-life work experience, allow me to justify school more, begin adult life more financially stable and be able to also afford graduate studies if that’s the path I choose.

How I’m working on getting through school debt free

Currently, I have implemented a few plans.

  • Scholarships – I talked about scholarships in a previous post. I have also read that it’s a good idea to apply for at least 3 a year. So, in future years I will continue to apply for more scholarships.
  • The blog – I have set up ads on the blog which provide a small income. Every little thing helps! And as the blog grows, so does the income.
  • Staying at home – Instead of moving out for school, I will be staying at home. Then I don’t have to buy food, furniture or anything for decorating, or pay rent or extra fees for residence.
  • Choosing a school near home – This way I can bike or take public transportation into school as opposed to getting a car.
  • A cheaper school program – Completely accidental, but I chose one of the cheapest programs that the university offers.
  • Working part-time during school – I work when school is out to make more money to pay for school and save for the future.
  • More work experience – In the school program there are terms special for just working and getting experience. This will help in the future for getting a better job as well as bring in extra income.

 

Saving money is definitely key and lots of opportunities for a little income all add up.

 

P.S. It’s Peri

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Scholarship Update

Several months ago I posted about struggling to find scholarships I qualified for. 

Update on my scholarship experience

After starting online school courses, I found out that made me eligible for automatic entrance scholarships at schools.  These are awarded upon admission when your average grade is 85% or higher. Usually, they are one time awards that will be taken off of tuition pricing. At the school I applied for, they range from $1,000 to $2,000 plus money off if you do a semester abroad. These awards are great because you don’t have to do anything extra to apply for them.

Thankfully, my grades were high enough to qualify for one of these entrance scholarships! I still haven’t found any others to apply to but that’s not going to stop me in future years.

Coming up soon will be a post on how I am trying to get through university debt free!

P.S. It’s Peri

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Scholarship Struggles

Scholarships have been a bit of a struggle in the journey to university. They either require you to have done something very extraordinary ( which is definitely justifiable! ) or it seems like the places are just getting you to do their work for them. It’s been overwhelming with the amounts of scholarships available and trying to figure out what ones are actually worth pursuing.

 

Scholarships in Canada and some websites to find them

It’s worth looking around as early as possible for scholarships. I started looking into them last fall and most of the smaller ( about $1000 and under ) scholarships required it to be the year in which you’d be attending university. I would thoroughly check out the major scholarships but if you haven’t done anything too crazy it’s not worth spending a lot of time trying to find huge scholarships.  Apply instead for as many smaller ones as possible! When you apply to universities and if you meet the scholarship requirements, schools will automatically consider you for some of their scholarships.

Scholarship sites for Canada

I’ve been using yconic.com which I like because they send emails with contests in which  you can win money for university. Contests are a good, easy and a generally pretty hassle-free way to try and get some school money. I also use scholarshipscanada.com.  They do not send email updates of scholarships I qualify for, which would be nice. Generally, you fill out a very detailed profile and they match you to any available scholarships. It’s not too overwhelming and there are quite a few options out there.

 

Not finding any

I haven’t actually applied for any yet! There doesn’t seem to be a lot of Applied Health specific ones, nor has there been any school-specific ones. The only scholarships I have found so far have been things like “design 3 T-shirts and you can win $25” ( that was legit one of them! ), or a lot of work for very little money. Once I have finished my schoolwork I will spend a lot more time on scholarships, though, because offsetting costs will be worth it!

 

Are there any fellow Canadians out there looking for scholarships, what sites do you use? Any other homeschoolers struggling with finding good scholarships?

 

P.S. It’s Peri

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